Smarter Collections.
Higher Recoveries.
AI Native Collection Agent platform helps Banks, NBFCs and Finance Companies recover more with intelligence, automation and real-time insights.
AI Driven Insights
Smarter Decisions
Real Time Tracking
Field to Desk
Higher Recovery
Better Results
100% Compliance
RBI & Legal Ready
Total Cases
1,25,430
▲ 18.6%
Total Outstanding
₹320.45 Cr
▲ 12.4%
Recovered
₹85.45 Cr
▲ 18.6%
Recovery Rate
26.65%
▲ 8.2%
Recovery Overview
Case Status
Our Solutions
AI. Automation. Accuracy.
Everything You Need in One Platform.
AI Collection Intelligence
Predict behaviour, suggest best actions and prioritise high recovery cases.
Omni Channel Communication
Connect via Voice, SMS, WhatsApp, Email & more on one platform.
Field Force Automation
Real-time field tracking, visit management and digital verification.
Real Time Analytics
Powerful dashboards and reports to track every recovery.
Compliance First
RBI compliant platform with consent management, audit logs and more.
Increase Recovery
Smarter strategies, better performance, higher collection rates.
My Cases
Personal Loan
● High Priority
Gold Loan
● Medium Priority
Vehicle Loan
● High Priority
AI Recommendation
Best Time to Call
07:00 PM – 08:00 PM
Success Probability
92% High
Recommended Action
Field Visit
View DetailsEmpower Your Agents with
AI-Powered Intelligence
Our AI engine analyzes customer behavior, payment patterns and communication history to help agents take the right action at the right time.
AI Priority Score
Identify high potential cases instantly.
Best Time to Contact
Boost contact rate with smart timing.
Next Best Action
AI suggests the most effective action.
Promise to Pay Prediction
Predict likelihood of payments.
0M+
Cases Managed
₹0 Cr+
Recovered for Clients
0+
Banks & NBFCs
0+
Collection Agents
0%
Client Retention
0%+
Higher Recovery Rate
How It Works
Simple Steps. Better Recoveries.
Upload / Integrate
Upload portfolio or integrate via API in secure format.
AI Analysis
AI analyzes and prioritizes cases for maximum recovery.
Agent Action
Agents receive smart tasks and take action in the field.
Track & Recover
Real-time tracking, payments and analytics insights.
Human Touch.
AI Power.
Better Outcomes.
We combine human expertise with AI intelligence to deliver the highest recovery rates.
Rahul Mehta
CEO, RAI AI
Industries We Serve
Built for Every Lending Business
What Our Clients Say
Trusted by Leaders. Proven by Results.
RAI AI platform has increased our recovery rate by 28% in 3 months. The AI insights and agent app are game changers.
Vikram Singh
Head Collections, HDFC Bank
The real-time dashboards and AI powered prioritization helped us optimize our field operations significantly.
Neha Kapoor
VP Operations, Bajaj Finserv
Best collection platform we have used. Highly configurable and fully compliant with RBI guidelines.
Arjun Nair
Head Recoveries, Kotak Mahindra Bank
Frequently Asked Questions
Yes. RAI AI is built ground-up for RBI fair-practice guidelines — consent management, call recording, audit logs, GPS proof and written-off tracking are all built in.
Ready to Transform Your Recovery Process?
Join 150+ leading banks and NBFCs already using RAI AI.